When financial experts tell people to build an emergency fund, pay off your debt, and save for retirement, they’re not just joking around. Same goes for those fitness freaks who warn us to eat our greens and sweat it out. They’re serious. And even though this is just a blog and the posts that I write aren’t always all that serious, it’s not just a bunch of fluff. Personal finance and health are two very serious issues.
Bumps in the road
If we’re lucky, we’ll never have to use our emergency fund. We’ll have plenty saved for retirement. We’ll never need to use our health insurance.
But, more than likely, at some point, we will need these things.
I’m lucky. My financial healthy and physical health is great. I usually never have any bumps in the road that throw me off track, and I know I’m very, very fortunate.
But this week I did have a bump in the road. Someone very near and dear to me in my family got sick. This person (not G) has fallen ill with a rare, but serious, disease. They are expected to make a full recovery, but it will take months, maybe even a year.
When finance and health get serious
The situation has got me to thinking quite a lot about the seriousness of health and personal finance. We often take these two things for granted. I know I do. But our health and our wealth is only temporary. It could be gone tomorrow. Are you prepared?
I started the week assuming it would be just like any other – work, workouts, cooking dinner, packing lunches… By Monday night, that was all a distant memory. Now my nights are spent at the hospital so my family member isn’t alone and knows that loved ones care. I would happily give up all my time to be there if meant making them happy and comfortable.
Normally, I am so lucky to be surrounded by healthy family members. This week, I’m getting a glimpse of what’s it’s like to have a chronically sick or disabled family member. It’s quite a sacrifice, but you gladly do it because your love for your family is usually greater than the love for yourself. And although some are wondering about the hospital bill, we all agree that we want the best possible treatment, and we’ll deal with the bill when the time comes.
Isn’t it strange that one of my New Year’s resolutions is to put others needs before my own? Looks like I’m already doing that in the first week of the New Year – and I wouldn’t have it any other way.
P.S. I would appreciate any prayers, thoughts, vibes – whatever – for our family! Thank you!