Buying a new home is one of the most significant commitments you will make in your life, and it can also be one of the most stressful experiences you’ll ever have. It can be quite a daunting prospect, leaving the relative security of your current residence for the unknown, and committing yourself to years of mortgage repayments. Regardless of these issues, the drive to find the perfect home is so prevalent that millions of people undertake the process of moving every year. If you’re contemplating a move, you can make the experience far less arduous by following a few basic guidelines.
Choosing the right house
You need to think about exactly what kind of home you would like and take into account how your life may change in the next few years. If you’re starting a family, how many bedrooms will you need for your children? If you’re heading into retirement, do you want to move to a single level dwelling, so you don’t need to worry about managing stairs as you get older? Ask yourself these questions and make a list of the essential elements you need in your new home before you start looking. You might find that your ideal home is beyond your budget, in which case you will need to decide which one of your requirements you can compromise on. Prioritize your wish list and adapt it to your available funds, so you have a clear idea of what to look for.
There’s little point going to look at houses that are over your budget unless you have good reason to believe that the vendor will take a reduced offer. Not only is it a waste of time, but it can make you feel a little down seeing what you know you can’t have. Restrict yourself to viewing houses that are within, or just over, your budget so that if you fall in love with a place you know, you’ll have a realistic chance of being able to purchase it. Always view a potential home more than once, preferably making a visit when the weather is inclement, as seeing a house on a beautiful sunny day can make it appear more appealing than it really is. What you’re hoping for is that feeling of already being at home, and the excitement of visualizing how you would live in the house, and where everything would go.
Don’t skip the inspection
Getting your house inspected for faults or possible issues and any potential problems in the vicinity like new building works is essential. Skipping this stage because you think everything looks fine is a false economy because you never know what might be hiding either structurally in the house itself, or behind the scenes that could affect your future. Using conveyancing firms with good reputations and the necessary qualifications and experience will ensure you don’t get any nasty surprises after your move.
The potential for future happiness should outweigh the hard work of moving, but reducing unnecessary stress will make the whole process that much more pleasant.
Rachel Slifka is a freelance writer and human resources professional. She is passionate about helping fellow millennials find success with their finances and careers. Read more by checking out her website at RachelSlifka.com.