Tag - money

home ownership • money management

Why we’re looking to refinance our home

10 years ago

money management

Cheap isn’t always better

10 years ago

happiness • money management

Managing your finances: it’s all about balance

10 years ago

money management

Wholesale clubs: big bargains, or big scam?

10 years ago

money management

Are you letting “future you” pay for today?

10 years ago

money management

What would you buy if you were suddenly rich?

10 years ago

money management

Meal planning: what works for you?

10 years ago

money management

Things I never pay for

10 years ago

money management

How did I ever live without Mint?

10 years ago

book reviews • contests and giveaways

Book review (and giveaway!): The Money Code

10 years ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.