Tag - money

Cash back sites: get paid to shop!

10 years ago

Occasional expense funds

10 years ago

The benefits (and disadvantages) of marriage

10 years ago

What I Learned from Cutting Our Budget in Half in One Week

10 years ago

How do you choose a credit card?

10 years ago

money management

Are you PF savvy but not math-minded? Then these are for you…

10 years ago

money management

It’s my money, and I need it now?

10 years ago

happiness • money management

EXTREME!!! frugality isn’t the answer

10 years ago

money management

Being a one-car household: Could you do it?

10 years ago

money management

The benefits of a cash back credit card

10 years ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.