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Tag - money

budget living • budgeting • money management

5 Expenses You Can Decrease During COVID

2 years ago
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budget living • misc. stuff • money management • saving money

What Are the Main Components of Financial Literacy?

2 years ago
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budget living • misc. stuff

What Are the Phases of Retirement?

2 years ago
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misc. stuff • money management • saving money

What are the Five Stages of Retirement?

3 years ago
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budget living • healthy living • misc. stuff • money management • saving money • spending

5 Ways to Save Money This Summer

3 years ago
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budget living • misc. stuff • money management • spending

How and When Did Tipping Start?

3 years ago
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budget living • healthy living • misc. stuff • spending

Should You Tip an Independent Massage Therapist?

3 years ago
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budget living • misc. stuff • spending

How Much Should You Tip Your Valet?

3 years ago
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home ownership • misc. stuff • saving money • spending

5 Cheap Ways to Decorate for Spring

3 years ago
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budget living • budgeting • misc. stuff • money management • spending

Should You Tithe While Paying Off Debt?

3 years ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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