Latest articles

What You May Be Forgetting When You’re The Victim Of Identity Theft

13 years ago

Book Review: Secrets of a Stingy Scoundrel

13 years ago

Top 100 Female Personal Finance Bloggers

13 years ago

Finances On Cruise Control

13 years ago

Do You Remember Your First Paycheck?

13 years ago

Reason #99 Why I HATE Cooking

13 years ago

The Night I Left A 155% Tip

13 years ago

CPA Update: I Passed AUD!

13 years ago

New Record: Haven't Eaten Out For Five Whole Days

13 years ago

money management

Personal Finance Fails That Drive Me Crazy

13 years ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.