I’m all about being financially responsible. It’s one of the reasons I was so excited to have the chance to take over writing for B&B. I know money is one of the key topics this blog has featured, and I love talking about that.
But one thing I don’t love is when people let money take over their lives.
The way I see it, if you handle your finances responsibly, you should be able to treat yourself once in a while. In fact, you really should, because being too strict about anything will only make you miserable. And money does have the power to make you happier…if you manage it right.
Which is why there are some things I’m willing to “splurge” on a little:
Organic produce (especially locally grown). It tastes so much better, it’s better for us, plus I love knowing I’m helping out local farmers.
Gifts. While we do have a budget for things like birthday and Christmas gifts, if I find something I know the person I’m buying for will absolutely love, I’m OK paying a little more for it. There’s nothing like the feeling of giving someone the perfect present and seeing their reaction when they open it.
Dog treats. Big Dog and Little Dog are my children right now, and I love them to pieces. I also spoil them to pieces, so when I buy treats for them, I try to make sure they’re healthier and have benefits like keeping their teeth clean or giving them extra nutrients.
Clothes. I’m not a fashionista. I tend to like simple, basic pieces I can mix up with new accessories to fit each season. So when I buy those basic pieces (like black pants for work or a button-down that goes with anything), I like to buy things that are good quality and I know will last.
I’ve had the same coat from Banana Republic since college, and I still love it. It’s just warm enough without being too warm, it’s fitting for work and for the weekends, and every winter I get a fun new hat, scarf, and gloves to make it feel “new” again. It’s still in great condition, and every winter I get compliments on it.
Massages. I’m a worrywart (I can’t help it!), so getting an every-other-week massage is a huge help for me…for my mental and my physical health. My masseuse is always amazed at how much tension I carry in my shoulders and my neck, and whenever I skip a massage, I can feel it. I get tension headaches that make my whole day yucky.
And, thanks to the dozens of deal sites I belong to, I happened to get my first two massages at this spa for half-price…and I’m still getting them at the same price! Partly I think it’s because the owner (my masseuse) likes me (we have a lot in common), and partly I think it’s because I recommend her to everyone I can think of and have gotten her lots of new customers. Either way, even at half-price, massages aren’t cheap, but I wouldn’t miss mine for the world anymore.
What luxuries do you make exceptions for?