Common House Repairs You Should Budget For

Buying a house of your own is a significant step in life. It might also be one of the biggest financial decisions you ever make. The payments on a house aren’t limited to just the down payments and the mortgage; you also need to take the house repair expenses into account. The frequency and cost of repairs depends on your home’s original condition, age, location and the local weather. Usually, most homes require some form of annual maintenance. Americans spent an average of $7,560 on home improvement and $1,105 on home maintenance in 2018.

It’s important to budget for regular repairs, as they not only make your house safer but can also increase its value. Here is a list of common house repairs that are usually required around the house.

Roof Repairs

The roof of a house is susceptible to rotting, leaks, extreme weather and more. A roof protects your house from external elements and any damage to it can cause harm to more of the house. Roof maintenance is usually easy and not very expensive, but if it’s ignored, the roof’s condition can worsen and lead to thousands of dollars in expenses. It’s always best to carry out preventive maintenance and do regular checks on your roof.

Heating and cooling system

A heating and cooling system makes your home feel more comfortable. It needs to undergo regular maintenance to ensure that it doesn’t stop working when you need it the most, such as during the peaks of winter or summer. If the system is not maintained properly, it might get damaged and need extensive repairs. You might even have to replace your unit. A maintained unit will also ensure that your electricity or heating bills don’t increase.


Windows can lose their efficiency with age. Replacing old and ill-fitting windows with new ones is a popular home maintenance expense. Even if your windows look good, you should inspect them if they were installed years ago as their seals can break. If your windows have cracked, you can receive new glass for your home to repair or replace them. Properly installed windows can help reduce cooling and heating bills as they won’t be drafty.

Foundation Repairs

The foundation of your house might require regular repairs and maintenance if it is located in a place where it’s constantly subjected to the elements. Rain and humidity can cause the soil to swell and dry weather can contract it. These constant changes affect the strength of the foundation. Water is especially harmful, as it can seep through concrete, crack foundation walls, cause mold and ultimately affect the exterior of your home. Foundation damage should be taken seriously. Foundation repairs are one of the costliest house expenses and require a thorough inspection first.

Homeowners are usually advised to set aside 1% of the price of your home for home maintenance and repairs. Many people are taking on home improvement projects during the COVID-19 pandemic. This is the perfect time to inspect the listed items and schedule any repairs and replacements.  

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