Category - happiness

happiness • healthy living

Skinny girls don’t cry, do they?

8 years ago

Happy New Year to a New Me

8 years ago

Getting out of my comfort zone

8 years ago

Am I a freak because I don’t like change?

8 years ago

My AH HA moment

8 years ago

Go shorty, it’s your birthday

8 years ago

Happy October 1st. I love fall.

8 years ago

A survival guide for the first day of college

8 years ago

Overwhelmed with it all

8 years ago

I’m on a cleaning binge

8 years ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.