Author - tk

Why 30-somethings need a Robo Advisor

7 years ago

Finding a balance between saving and spending

7 years ago

debt free living

4 Reasons to Check Your Credit Score Today

7 years ago

How to Determine Budget Needs from Wants

7 years ago

How You Know It’s Time to Find a New Job

7 years ago

6 Vacation Destinations for the Holidays

7 years ago

How to Practice Gratitude Today

7 years ago

My Pescatarian Weight Loss Story

7 years ago

budget living • spending

How to Shop Online With Stitch Fix

7 years ago

5 Ways Anyone Can Graduate Debt Free

7 years ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.