Author - emilie

debt free living

Is Debt Consolidation a Realistic Option?

6 years ago

budget living • saving money

Can You Live on Minimum Wage?

6 years ago

Ollie’s Bargain Outlet

6 years ago

401K Contribution Limits Are Changing (And Other Important IRS Announcements)

6 years ago

Email Newsletters You Should Be Subscribed To

6 years ago

Ways You Might Be Leaving Money on the Table

6 years ago

How to Make a Budget Conscious 101 in 1001 List

6 years ago

debt free living

How Making a 101 in 1001 List Can Help You Align Your Spending With Your Values

6 years ago

debt free living • saving money

How to Use Swagbucks Without Putting in Much Work

6 years ago

Audiobooks: Cost Effective or a Waste of Money?

6 years ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.