Recent statistics show that the average household owes nearly $135,000 in debt. Average credit card debt in the state of Texas currently stands at nearly $6,000, significantly higher than most other states in the United States. Given these facts, it is not surprising that many people are turning to United Debt Counselors of Frisco Texas to find much needed debt relief.
Getting to Know United Debt Counselors
United Debt Counselors is run by David Melrose, a customer service professional who has over twelve years of experience in the finance and customer service sector. He notes that his passion for helping consumers get out of debt is fueled by the fact that he was raised by a single mother who ran up credit card debts to ensure her children’s needs were met.
The company’s senior vice president, Corinne Ann Maples, has nearly fifteen years of experience working in managerial positions, serving as the liaison for any legal work, ensuring company compliance and mentoring employees. Her passion for healthy living and a high quality of life is contagious and has a positive effect on not only company staff members but also company clients.
How it Works
United Debt Counselors starts by ensuring that the company’s plan can meet a potential client’s financial situation. If so, the plan is customized to suit the client’s exact needs. This not only enables you to get rid of burdensome debts but also get your finances on the right track to avoid getting into debt again. Company representatives will go over your paperwork, answer any questions you have, and explain in detail how your situation will be handled. If you are happy with the company’s services, you can sign the enrollment package and get to work.
The next step is to set up a special purpose saving account and make monthly deposits. The funds from this account not only help you pay the company’s fees but also are intended to be used towards settlement of your debts. Once you have a reasonable amount of money saved, United Debt Counselors will approach creditors one at a time and begin offering to settle the debts. Because many businesses know that getting at least some of their money back is better than ultimately receiving nothing at all, settlement agreements are usually viewed favorably. Once the agreement is complete, United Debt Counselors moves on to the next creditor.
The company’s modus operandi is both simple and successful. Helping debtors set money aside regularly enables clients to learn wise financial management that can help them both get out of debt and remain debt free in the long term. The professional debt negotiation assistance can save you hours of time and hassle dealing with creditors and/or debt collectors. What is more, the company can often get you a better deal than you would be able to get on your own.
If you need help getting out from one or more unsecured debts, consider giving United Debt Counselors of Frisco, Texas a call. The company offers effective, efficient, friendly service that is well worth the relatively small cost.