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A Time for Change

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I am officially in the single-digit countdown for my wedding; we are 8 days out, people!  The past couple weeks have been interesting, exciting, and stressful.  There have been a couple a handful several breakdowns and mild panic attacks.  Maybe even some waterworks.  Okay, there were definitely waterworks.

But things seem to be falling into place (wow, I just said that.  I am one of THOSE people now who always claim that things will just “fall into place” for the wedding).  I think my minor freak outs on our vendors may have put them in their place and whipped them into shape for The Big Day.

Major apologies for being a bit absent lately.  I could have and should have done better about scheduling and planning for the blog.

While I was on a fabulous, thought-provoking run earlier this week, I thought a lot about how imbalanced I’ve been over these past few months and about Blonde & Balanced:

  • I have made a HUGE mistake of letting the wedding consume my life.  It is SO hard not to do (brides, you know what I’m talking about), but I put a lot of things that are really important to me on the back burner over the last month or two (namely the blog and health).
  • As crazy as it sounds, a life out of balance breeds selfishness.  I felt like I was always so busy, had so many things to do that I couldn’t make time for other things and other people that I care about.
  • What’s crazy is I feel like I became so out of balance during the CPA Exam and the wedding planning that I have, in turn, learned many, many lessons about how to stay balanced, how to lead the life you want to lead, how to make time for the things and people you love…
  • And because of that, I have a lot of ideas for things I can share on the blog after I return from the honeymoon.  This blog is about balance, after all.  Something I haven’t exactly focused on much since I switched to this domain last August.

What’s Next

Starting next week, I have several AWESOME guest posts lined up for you and throughout the entire time I am away – until mid-June.  Please stay tuned for the posts and let the authors know your thoughts and comments – they are all really excited to be guest posting for you guys.

I am currently working with a great blog designer who is going to revamp the Blonde & Balanced and make it look all sorts of professional and nice for when I return in June.

This blog isn’t one-dimensional anymore and hasn’t been for almost a year.  I’m no longer just a personal finance blogger.  Although, I’ll still talk about personal finance and money, it will just be a part of the blog – not the main focus on Blonde & Balanced.  Having your financial house in order is a big part of maintaining balance, though, so it will always be a part of the blog!

I’m super excited for the direction Blonde & Balanced will take in the future.  I hope to bring together a great community of women (and men!) that are looking to find balance in all areas of their lives.  Stay tuned!

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Life Updates

MY WEDDING.  My wedding is 7 weeks (or 49 days) away.  What. The. Heck??!!  I cannot even believe that.  I’m actually going to pick up my dress after the final rounds of alterations today!  So much anticipation, so much planning.  Wow.  I can’t even think about it or I might have a mild panic attack.

katemiddletonforthewinROYAL WEDDING.  (…not to be confused with my wedding.)  I may or may not want to hold a watch party for the Royal Wedding.  Have you read this press release about the timeline of their wedding?!  Intense. 

Not excited about the Royal Wedding?  Check out this Website and I think you might change your tune.  Ohhh, Kate – such a commoner.  :)

FINANCIAL BLOGGER CONFERENCE.  Are you going?  I am!  It’s going to be a great time in Chicago this October 1-2, 2011.  If you’re a financial blogger, writer, speaker, or just someone who loves finances, definitely check it out!  I’d love to meet you there!

BLOGGING.  I finally broke 200,000 on Alexa just TODAY!  Hooray!  If you’re interested in what I mentioned in this tweet, please DM me or e-mail me at blondeandbalanced [at] gmail.

LENTEN SACRIFICES.  I gave up sugar and negative thinking.  I’ve done horribly at both.  Almost the moment I gave up sugar, it was all I thought about.  Ironically, I’ve probably eaten more sugar during Lent than I EVER do.  As for the negative thinking?  There have been ups and downs … I’ve actually made progress on the negative thinking part this week though.  I’ll describe in more detail in a post to come …

kansas city waddell and reed marathon 2011

FITNESS.  I’m toying with a crazy idea of running the Kansas City HALF Marathon on October 15.  Yeah, I’m crazy.  I might scale it down to the 10K …. or maybe the 5K.  I’ve only ran one 5K EVER and that was like 6 years ago, so some training will need to ensue after the wedding if I am seriously considering this. 

I just feel like I need a new fitness goal.  As you know, my workouts have lost their zest lately and I feel like I need to change things up.  Oh, and if I do decide to do this, I’ll likely not tell any of my friends or family about it in case I back out.  Ha ha.

There are scheduling problems here, though.  I’ll be traveling a lot during this time (Dallas over the September 9-11th weekend and Chicago over the October 1-2nd weekend) and it’s also our busy season at work (September and October).  Do I really want to throw a tough race into there?  We shall see…

What’s new in your life?  Tell me about your work, relationships, goals, health, or anything else!

How to Buy an Engagement Ring

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Buying an engagement ring or getting engaged is a huge moment for anyone.  It’s also a huge moment for your finances!  For many people, it will take months or years of saving money, planning the proposal, and researching diamonds before you buy the perfect engagement ring.

I wrote about this topic for the Lending Tree blog today, where I described 5 tips to help you pick out bling for your beloved.  Here’s an excerpt:

“In my own experience, my fiancé and I purchased my engagement ring and wedding band from a local store, but we went to a national chain for his wedding band.  If the two had to duke it out in a dual for best customer service and overall experience, the local store would win by a landslide.”

And that’s a true story, too.  My fiancé and I received awful customer service from Helzberg Diamonds.  We still don’t have a ring in our hands and we already dropped $700 at their store.  Todd, their customer service vice president, even tweeted me to tell me he wanted to fix the problem.  But, when I e-mailed him describing our experience, he never e-mailed back…..  Shame, shame.  Local stores FTW!

Check out my article, 5 Tips for Buying the Right Engagement Ring, on the Lending Tree Blog today!

How to Make Inexpensive, Beautiful, Custom Wedding Invitations

Read More: Best Wedding Invitation Deals

One wedding expense that I saved quite a bit of money on was by making homemade wedding invitations.  I scoured websites and craft stores for months before deciding to make my own.  The only wedding invitations I could find that I liked were way over my budget, or the inexpensive invitation sets were too simple or bland.  My homemade wedding invitations look beautiful and unique, and they fit my style.  And, on top of that, they look like expensive invitations, but I only spent about $250 on 200 wedding invitation sets (about $1.29 per set).

BONUS FOR READERS: 60% Off on all Invitation Cards from PS Print

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Here’s how I made my homemade wedding invitations:

Step 1: Download and customize a template

I used on online template that I found at DownloadandPrint.com.

(NOTE: You could skip the rest of the steps and upload your document to Vista Print and they’ll print them for you for much cheaper.  Looking back, I could have saved a lot of time and some money just uploading the template to a blank invitation.)

I used the Framed Monogram template for my wedding invitation.  I loved the hot pink accents and the crest at the top of the invitation.  I hadn’t seen any other templates like this, so I liked that it was something different – not another simple white invitation.

I adjusted the wording and rearranged the placement of words.  I also spent quite a bit of time formatting our initial in the crest/monogram at the top.  Originally, the middle of the crest printed as a pale grey color.  I had to create a circle shape in Microsoft Word, fill it black, and THEN place the letter “G” over it so that it would print all black with a “G” over it.  It took time, but it was worth it.

I used the Blank RSVP Card template for both the RSVP and the reception cards (it doesn’t have it’s own page, it’s only a link on the page).

The main reason I even used a template for the RSVP cards or the reception cards was for the cutting lines that you see when you open the template.  Other than those lines, I typed up everything on my own for these templates.  (Hint: To do this, you’ll have to be somewhat crafty in Microsoft Word … it took me quite a bit of time to get it all exact.)

Hint: Convert your Word document to PDF after you customize but before you print.  It prints much better that way!

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Step 2: Choose your cardstock and envelopes

Since I printed all my invitations at Kinkos/FedEx Office (in a later step) and their supplies are limited, I bought all my own cardstock.  I chose a 92lb weight silver/metallic cardstock.  I love the look of a shiny, silver cardstock and this cardstock was perfect.  It may be hard to tell in the pictures, but it’s shiny, silver and metallic. :)

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I ordered the cardstock from Amazon.com.

The cardstock came in packages of 25 at $7.31 per package, so I ordered 8 packages (since 4 RSVP/reception cards and 2 invitations could be printed on each page).

I also bought the envelopes at Amazon.com.  I needed to buy both the outer envelope (5 1/4” X 7 1/4” silver-lined envelopes) and the RSVP card envelope that will be mailed back to us (3 5/8” X 5 1/8” Polar White envelopes — no longer available).

There are tons of options for envelopes!  They have metallic envelopes, matte-colored envelopes, plain envelopes, foil-lined (like I bought), and on and on.

Step 3: Bring your customized template and cardstock to a printing store

The best part about printing at FedEx Office?  That I could bring in my own flash drive (highly recommended) and have them print the actual files from it.

The employees at the printing store were hesitant at first about printing such deep color on such heavy cardstock weight (normal is 65lb), but it worked PERFECTLY!  The color on my invitations is perfect.  The pink turned out to be the deep pink that I was hoping it would be.

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The key here is to be SUPER nice and appreciative so the people at the printing store will do the best work for you (I really laid it on thick with “You just made my day!” and “You’re awesome!” lines … both were true, so no harm done).

Why do you need them to do the best work?  Because after they print your beloved invitations, they’re going to cut them for you.

Hint:  You MUST use a printing store that has a guillotine cutter and a person that knows how to use one.

I’m not sure how hard it is to work one of those guillotine cutters, but I’m guessing it takes some sort of skill and I wanted the person cutting my precious wedding invitations to be on their best game.  (Shout out to Jessi, who cut my invitations perfectly.)

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Step 4: Add the ribbon (Optional)

After everything was printed and cut, I felt like the set needed a little something to tie it all together.  I decided to purchase matching pink ribbon (from Hobby Lobby or Michael’s or any other craft store) to tie around the invitation sets.

This step is not for the impatient person!  I found that out the hard way because I am that person. ;)

When I started cutting the ribbon (hint: use industrial scissors or your cuts will look really bad), I realized that the ends would fray pretty quickly.  After a quick Google search, I found out that there are one of two ways to prevent the fraying:

  1. buy something call Fray Check to apply to all the ribbons, or
  2. singe the ends of the ribbon with a candle

Option #2 sounded right up my alley (mostly because I didn’t want to go to the craft store again to buy another product I’ll only use once).

Singing the ribbons turned out to be a lot easier than I thought!  It just takes time and practice.

To singe (without burning), just wave the end of the ribbon quickly through the candle flame or just above/to the side of it.  It takes some practice, but after I got the technique down, I moved through the ribbon pretty quickly (mostly while watching Netflix).

Although this step is tedious, I am very happy with the final results.  The wedding invitation sets look “complete” now:

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Step 5: Tie ribbon, address envelopes, stamp, and mail!

Lucky for me, I was able to assemble an army of elves to help me tie most of the wedding invitation sets.  It takes awhile, but it can be good family fun if you all do it together.  ;)   (Free, too!)

I actually addressed all the invitations myself.  I wrote my parents’ address on the back of the outer envelope, the front of the RSVP envelope, and the guests’ addresses on the front of the outer envelope.  I like writing and my handwriting seems to be my only artistic talent, so I wanted to do that on my own.  Plus, it gave the invitations a personal touch that labels don’t have.  (I recommend labels, though, if you don’t like writing or if you don’t like your handwriting.)

At this point, I just need to purchase the correct amount of postage and play the waiting game until the invitations are ready to be mailed (about 6-8 weeks before the wedding).  I have a suspicion that I can use postcard stamps (they’re cheaper) on my RSVP cards, but I’ll probably need at least 2 stamps on the actual invitation.  After I buy the postage and slap it on the envelopes, I’ll be ready to go!

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Closing Thoughts and Helpful Hints

The process took a long time, but I don’t feel like it took much longer than regular invitations would (you still have to address and assemble those).  I feel like wedding invitations in general take a lot of assembling, planning, and work.

These invitations are unique and just so “me” that I wouldn’t have had it any other way.  I love, love, love the invitations, so it was definitely money well spent.

I needed a lot of invitations, but if you’re having a smaller wedding (100-200 people), your total cost would be considerably less.  Also, the ribbon, cutting, and printing prices are local prices.

Cost Breakdown:

  • Cardstock (8 packs of 25): $58.48
  • Envelopes (2 boxes of 250): $48.98
  • Shipping/Taxes: $17.20
  • Ribbon (12 spools): $29.31
  • Printing/Cutting: $103.45

TOTAL COST: $257.42

COST PER INVITATION SET:  $1.29*

*For about 200 invitations.  I have a lot of leftover envelopes and cardstock.  The total cost does not include postage.

What are your thoughts on homemade wedding invitations?

Saying Peace Out to Frugality (For My Wedding, Anyway)

As I wind down this wedding planning thing, two things are starting to happen:

  1. I’m telling myself more and more that everything is a “one time thing” and it’s okay to spend some money on it.
  2. I’m getting less and less patient with frugality.

I pretty much have the entire wedding planned at this point.  Aside from a few minor details, the only things left to do mostly involve shopping for myself.  I need to buy the rest of my bridal accessories, dresses for showers and the rehearsal dinner, and honeymoon attire (like white bathing suits bedazzled with my new name – Mrs. G).

Early on in this wedding planning process, I worked hard to be frugal, to cut costs where I could, to ask for discounts, to take on DIY projects to save money.  After 8 months of that part-time gig, I’m spent.

I’m done working.  I’m engaged.  I want to relax and enjoy this time of my life.  I do feel like I’ve wasted a lot of this year focusing on doing a great job of wedding planning.  It just sucks because you’re supposed to spend your engagement love drunk and giddy.  While I am all of those things, I’ve mostly been busy and stressed.  So, I think my quest to pull off every detail under budget is coming to a close.

Frugality is great and all, but it can be extremely exhausting.  I could have hired more people to help me, to trim my to-do list of things like “research, design address, and mail 175 save-the-date magnets”, so I could have added things like “act stupidly in love to everyone you announce your engagement to instead of rolling your eyes over the stress of planning when you announce your engagement”.  Yeah, that would have been fun.  But, then I would have spent several grand more on this one-day thang, which would’ve forced us to delay our house-buying plan, which would have forced us to hold off on having kids for a couple more months, and on and on.  But, such is the eternal quarrel between frugality and spending lavishly, right?  Spend more and delay the next expense or be frugal and everything goes according to plan.

Anyways, as I was perusing Victoria’s Secret’s (what is her secret, anyway?) Website yesterday, I filled my cart with tons of over-priced white beach attire.  I debated ransacking the Internet for better prices on white bikinis and white beach dresses and white sequined flip-flips, but then I figured – to hell with it.  Even though I still haven’t pushed the submit button on my Vicky C’s order, I probably will.  Sure, I could look around for better prices, for discount sales, for free shipping, but I’m not going to.

I’ve given a damn good effort.  I’ve saved a lot of money so far and we are going to come in right around budget when it’s all said and done.  There are a few loose ends that I need to tie up, but I’m not going to go frugal on them, I’m just going to get them done.

I plan to spend my last four months as Amber Nash (*tear*, I love you, oh last name of Nash and I vow to name my first-born son after you …. maybe) love drunk and giddy.  It’s been a good ride, frugality, but it’s time for me to say Peace Out.

So … peace out. ;)

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