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Friday Faves: I’m off to a family picnic

Fish Tank

(This a photo from the Boston Aquarium)

Happy Friday and Happy Labor Day.  What are your plans this long weekend?  I am headed to Toronto to spend tomorrow afternoon at a family picnic and Sunday at the new Ripley’s Aquarium.  As you may have noticed I love nature, especially anything to do with water; so look forward to lots and lots of pictures to come.

Enjoy your long weekend.

Here are some of my favorite posts this week:

Broke Millennial – Leaving a Job? Here’s How to Rollover a 401(k)

Suburban Finance – Are Gym Memberships Worth The Cost?

Frugal Portland – How Much Money Can a 20-Something Save?

Savvy Financial Latina – How to Succeed in Corporate America

Money Beagle – This Big Winner Sees Beyond The jackpot

Girls Just Wanna Have Funds – Hidden Costs that Can Break  Your Wedding Budget

My job is costing me a fortune

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Good morning loves.  As you know from my post on Monday morning BF and I have had a pretty rough couple of days.  His tooth ache turned into emergency dental surgery and he hasn’t eaten anything since last Tuesday.  He is currently living on Special K protein shakes.  In the midst of this I came down with an awful fever and have been off work since last Thursday.  To put it bluntly we are currently a hot mess, literally.

I would like to say thank you to everyone for your kind words over these past couple of days.  If you reached out to me on Twitter or sent an email, thank you from the bottom of my heart.  My temperature has dropped but I am still very tired, I guess it’s because the fever burned all the energy out of my body.

The silver lining of staying at home

I know I’m sounding a little poor me, but please don’t take it that way.  I’m just setting you up for the silver lining I discovered over this past week.  Yes that’s right throughout BFs unbearable pain and my extreme high body temperature I learned that being sick is actually saving us a lot of money.

Please don’t get me wrong, I would rather go to work and be healthy than be sick in bed and lying a pool of my own sweat, but I have to say I am pleasantly surprised at how much money I’ve saved by being at home.  Last Friday I got paid and today, five days later, the money is still in my account.  That was a lovely surprise.

The expenses of having a job

I go to work to make money, but at the same time it’s costing me a lot of money to be there.  To start off there’s the cost of transportation to and from work, then there’s the added expense of coffee breaks with co-workers and finally there’s the lazy factor in which I spend $5 to $15 a day on my lunch, depending on how many snacks I bring.

I try to keep my costs between $5 and $7 a day which usually includes breakfast and a sandwich for lunch.  However on Thursdays or Fridays I like to go out to a restaurant with my co-workers which can cost close to $20.

How can we avoid the temptation to spend?

If I choose to walk to and from work I usually stop at a pharmacy or grocery store on my way home to pick up items for the house.  Needless to say being at home has eliminated all these costs.  I know eventually I will get better and I will have to venture outside to stock up on food and other items, because our in house supply won’t last much longer.  However for the time being I’m enjoying the cost savings of being sick.

Of course these are expenses that I can live without.  I could wake up 15 minutes earlier to eat breakfast at home and I could stay up 15 minutes later to make my lunch for the next day, but I don’t always do it.  Especially when I know that nothing I prepare will be as good as my store bought lunch.

So here’s my question to you, how do you avoid the temptation of spending money at work?

Photo from Flickr

Overwhelmed with it all

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This past week we had a reality check in our house and it just kind of just put everything into perspective.  Sometimes we are so busy in our little bubbles that we just don’t know how to deal.  I don’t know about you but have spent many late nights crying myself to sleep because I just can’t see beyond the tornado of things to do, bills to pay and places to be.  Does that ever happen to you?

Everyone’s busy, we have to deal

I’m 33 years old and sometimes I think, this can’t be my life.  I work a lot, but that’s my choice.  I pay expensive rent, but that’s also my choice.  When I actually take the time to sit back and think about all the good things in my life I realize that things aren’t so bad all the time; I stop and think maybe I’m just going through a rough patch.   I usually don’t have time to stop and think but the events of this past week forced me to do just that.

My life isn’t always so hectic.  Sometimes we just go through a busy/bad period where it seems that nothing, and I mean nothing, goes right.  Those times are so hard it’s tough to see the light at the end of the tunnel and think of a place where everything goes back to normal.  How do you get through your rough patches?

Sometimes life happens…unexpectedly

On Tuesday night BF had a tooth ache and by Thursday morning he was having emergency dental surgery.  The dentist said he would feel discomfort over the next two days but he shouldn’t be in pain so he didn’t prescribe any medication.  When I got an email from BF saying that he couldn’t talk and asking me to call the dentist to see what kind of pills he could take for the pain I knew something was wrong.  In the 15 years I’ve been with BF I’ve never seen him take anything stronger than a multi vitamin.

I went to the dentist to get a prescription for  pain killers and then rushed home.  I found BF laying in a pool of his own sweat twitching from the pain.  I have never seen him like this and it was terrifying.  The doctor gave him Percocet for the pain and because he never takes medication we didn’t know what effect they would have on his body.

Make time for me time

I sat by the bed for three days as BF rolled in and out of consciousness and it was terrifying.  It’s truly amazing how caught up in our busy lives we  get but when you or a loved one is sick it all just seems so irrelevant.  I know that next week I’ll be playing catch up to finish everything I dropped this past week but I really had no choice.  I would never put work or anything else before BF and for those three days there was nowhere else that I would have been.

The truth is all the noise in life that makes us stressed and busy is just that…noise.  It’s sad that it takes someone getting sick for us to see that it really doesn’t matter.  This past week I learned to stop and enjoy life…even if it’s only for 30 minutes a day.

Photo from Flickr

Friday Faves: The apartment hunt continues

Lion King 2

Happy Friday Loves.  In case you were wondering, yes The Lion King was awesome!

This weekend our apartment search continues.  I will be spending all day tomorrow visiting apartments and praying that I can find one that has everything we want at a price we can afford. Wish me luck!

Enjoy these great posts from our personal finance friends:

Young Adult Money – Should You Share Your Salary?

Wise Bread – How to Eat Well on  Just $20 a Week

Mo’ Money Mo’ Houses – Monetizing Your Blog and Spotting Dodgy Advertisers

Sustainable Family Finances – AirBnB Curious?

My Life I Guess – How Much Would You Spend on a Sick Pet?

Newlyweds on a Budget – Why I’m Giving Myself an Allowance